Planning for 2026? IRS just changed retirement contribution limits — see what it means for you

IRS retirement contribution limits 2026: Americans saving for retirement will see increased contribution limits in 2026 for 401(k)s, 403(b)s, 457 plans, and IRAs. The IRS announced these modest, yet meaningful, adjustments to help savers combat rising retirement costs. Catch-up contributions for those aged 50 and older are also set to rise.