MSME loans of over Rs 52,300 cr sanctioned by PSBs under digital credit model

Public sector banks have approved more than 3.96 lakh MSME loan applications. These loans total over Rs 52,300 crore. The approvals occurred between April 1 and December 31, 2025. This was under digital credit underwriting programmes. These programmes use digital footprints for MSME loan appraisal. This offers MSMEs easier access to credit.