Новости за 05.04.2024

Key takeaways

• The benefits of a home equity loan include consistent monthly payments, lower interest rates, long repayment timelines and a possible tax deduction.

• The downsides of a home equity loan include a significant equity requirement and the potential to lose your house or owe more than your home is worth.

• If a home equity loan isn’t right for your needs, consider a home equity line of credit (HELOC), cash-out refinance, personal loan or reverse mortgage. Читать дальше...

When you’re looking to simplify your monthly expenses, your cable bill might be No. 1 on the list. And you’re not alone: The average cable bill has crept up from $73 in 2018 to more than $215 today, according to Nielsen. That may be why more and more U.S. households are cutting the cord for cable alternatives instead.

For savers, 2024 is still a very good year, as top-savings yields continue to outpace inflation.

A personal loan is generally an unsecured sum of money borrowed from either a traditional bank, credit union or an online lender. These loans come with fixed interest rates and repayment terms. Interest rates vary by lender and by the borrower’s credit and financial health.

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Mortgage rates on popular 30-year and 15-year fixed mortgages remain under 7% to end the week, with the rate for a 30-year refinance seeing the largest week-over-week increase as of Friday, April 5, 2024.

There is a very established process when a fan catches a milestone home run, such as Shohei Ohtani's first homer with the Los Angeles Dodgers.

The NBA season has entered its final month, and 14 teams have guaranteed themselves a playoff berth. Though outside of the Boston Celtics, there is still plenty to play for with about half a dozen games remaining for each team.

Details in the case of Preston Lord, the Arizona teen killed after being beaten at a Halloween party last year, have left his community shaken. 

Key takeaways

• The draw period is the initial phase of a home equity line of credit (HELOC), during which you can withdraw funds, up to your credit limit.

• The draw period typically lasts up to 10 years. During this time, you’re usually only required to pay interest on what you borrow.

• At the end of the draw period, you’ll begin repaying what you borrowed plus any outstanding interest.            

What is the HELOC draw period?

Bassoon is active only in the brain and is believed to be the first fat-linked gene discovered which is exclusively associated with adulthood obesity - MARIJA STEPANOVIC/ISTOCKPHOTO

A fat gene which makes an adult six times more likely to be obese has been found by scientists.