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2024

Новости за 25.04.2024

Consumers Are Springing for Nice Beers, but Not Premium Liquor

PYMNTS.com 

Trying to balance inflationary pressures and the need to allow themselves at least some indulgences, shoppers are trading up on beer but not springing for premium wine and spirits. Heineken reported Wednesday (April 24) that beer sales were up in its first quarter fiscal 2024, with beer volume organic growth of 4.7% and with premium […]

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Upstart Unveils Custom Loan Tool for Banks and CUs

PYMNTS.com 

Lending marketplace Upstart has debuted a tool to help lenders offer customized loan offers. That tool, dubbed Recognized Customer Personalization (RCP), lets banks and credit unions (CUs) identify when a customer is actively seeking a loan and make them an offer of credit, Upstart said in a Thursday (April 25) news release. “In the current economic environment, lenders are […]

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Booking.com Forms Virtual Card Partnership With WEX

PYMNTS.com 

Global commerce platform WEX has launched a virtual card partnership with Booking.com. The new arrangement, announced in a news release Thursday (April 25), expands on the two companies’ 11-year-old partnership, with WEX becoming Booking.com’s virtual card provider and WEX’s payment solutions supporting Booking.com’s travel-related products and services sales. “Building on years of working together, we remain committed to delivering […]

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Mother’s Day Spending Expected to Dip Following 2023 Record

PYMNTS.com 

American consumers are projected to spend $33.5 billion on their moms next month. That’s according to new data from the National Retail Federation (NRF), which noted that amount is the second-highest in the history of its surveys of spending on Mother’s Day, following last year’s record of $35.7 billion. “Mother’s Day is a time to […]

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Rohit Chopra: FDIC Should Review More Changes in Bank Control

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The Federal Deposit Insurance Corp. (FDIC) should change its rules to ensure that it reviews any “suspicious changes” in bank control, FDIC board member Rohit Chopra said Thursday (April 25). Chopra, who is also director of the Consumer Financial Protection Bureau (CFPB), said during an FDIC board meeting that changes to the Bank Control Act […]

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EBANX Teams With Brazil’s FastSpring to Expand Pix Usage

PYMNTS.com 

FastSpring and EBANX have teamed to expand the usage of the Pix payment in Brazil. FastSpring, based in Brazil, powers payments for global Software-as-a-Service and software companies. EBANX is a tech company focusing on payments for rising markets. “This partnership with EBANX allows FastSpring to leverage local payments, starting with the largest Latin American market, by delivering one of the […]

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GoDaddy Debuts Pocket-Sized POS for Small Businesses

PYMNTS.com 

Web provider GoDaddy has introduced a smaller point-of-sale (POS) tool for small businesses. Smart Terminal Flex, announced Thursday (April 25) is designed to fit inside an apron pocket while still helping businesses operate with more efficiency. The tool, the company said in a news release, is “ideal for brick-and-mortar businesses, particularly those that have limited space or […]

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Consumers Want to Personalize Shopping With Extended Reality

PYMNTS.com 

As consumers demand more immersive, captivating eCommerce journeys, many are increasingly interested in adopting extended reality — augmented reality (AR) and virtual reality (VR) — to improve their shopping experience. Take Perfect Corp., a company providing AR try-on options for the beauty and fashion industries. The company shared in its most recent quarterly earnings report […]

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Financial Infrastructure Platform QI Tech Achieves Unicorn Status

PYMNTS.com 

Brazilian FinTech QI Tech has achieved unicorn status after extending its Series B round. With this extension, the firm raised additional equity with current investor General Atlantic and Across Capital, QI Tech said in a Thursday (April 25) press release. This announcement comes six months after QI Tech raised $200 million in its Series B […]

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Consumers Want Friction-Free Shopping on Connected Devices

PYMNTS.com 

In a recent edition of PYMNTS Intelligence’s ongoing How We Will Pay Report, “Multitasking Consumers Want to Shop — and Work — at the Same Time,” we examined how the ubiquity of connected devices and apps has altered how U.S. consumers spend their time.  The report, based on surveys with more than 4,600 U.S. consumers, […]

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Best Buy Forms Retail Media Partnership With CNET

PYMNTS.com 

Best Buy has launched a retail media partnership with consumer technology publication CNET. The collaboration is designed to help brands reach larger audiences of “high intent” shoppers at a time when many consumers are demanding digital integration in their in-store journey, according to a Thursday (April 25) press release. Through the partnership, customers will see “curated content and […]

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Walmart Gives Online Shoppers VIP Treatment to Compete With Amazon

PYMNTS.com 

As Walmart looks to speed its digital transformation in an effort to shrink the eCommerce gap between itself and rival Amazon, the retailer is giving digital shoppers exclusive access to get them to engage more. The superstore chain announced via an emailed news release Thursday (April 25) that it is kicking off its first spring Walmart+ Early […]

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Shoppers Demand More Experiential Brick-and-Mortar Stores

PYMNTS.com 

With eCommerce often proving the most convenient option for the practical elements of shopping, consumers are demanding brick-and-mortar retailers provide them with an experience they cannot get online. Foot Locker on Wednesday (April 24) announced its new “store of the future” in Wayne, New Jersey, a retail format that will provide learnings to be incorporated […]

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Nuvo Adds Equifax Credit Reports to Trade Credit Management Platform

PYMNTS.com 

Nuvo has added business credit reports and business principal credit reports from Equifax to its trade credit management platform for B2B sellers. This addition will streamline customer onboarding, underwriting and credit approval processes for businesses that extend trade credit, the companies said in a Wednesday (April 24) press release. The new partnership of the two […]

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Real-Time Payments Help Cure Small Business Healthcare Provider Finances

PYMNTS.com 

Small to mid-sized businesses (SMBs) in the healthcare provider segment now use real-time payments more widely than other payment rails. PYMNTS Intelligence finds that in the last year, 83% of businesses surveyed either sent or received real-time payments and 57% used real-time rails in both directions. Moreover, 38% of healthcare provider SMBs identify a real-time […]

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Thredd CEO: Compliance Will Define Future of Payments

PYMNTS.com 

Whenever you see a successful business, someone once made a courageous decision. That quote, by management consultant Peter F. Drucker, holds more true today than ever before — particularly given the shifting dynamics and challenges of the contemporary macro operating environment, where courageous and agile decisions are the life blood of business success. “The FinTech […]

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Corporates Shift Mindset Back to Growth

PYMNTS.com 

Inflation, inflation and inflation. The drum beat has defined the past year in the financial services business and reached a crescendo in the first quarter. But, according to payments orchestration solution provider Spreedly, which sees $50 billion in gross transaction volumes on its platform, a successful payments strategy can meet consumers where they are, as companies mull returning to growth mode.  As Spreedly President Peter Dougherty noted in […]

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Chipotle Says Value Keeps Customers Coming Back Despite Rising Prices

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Higher prices at Chipotle haven’t kept customers from visiting and spending at the fast-casual restaurant. They’re doing so because of value, executives said during the company’s quarterly earnings call. Chipotle saw its comparable restaurant sales increase 7% year over year during the first quarter, the company said in a Wednesday (April 24) earnings release. The company attributed […]

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Report: FDIC Seeking Buyers for Republic First Bancorp

PYMNTS.com 

The Federal Deposit Insurance Corp. (FDIC) is reportedly in talks with potential buyers for Republic First Bancorp., a Philadelphia regional bank that does business as Republic Bank. The regulator is approaching potential buyers and seeking bids for the bank, which has traded at a market value of less than $1 million for much of April after reaching a […]

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Razorpay and Airtel Payments Bank Partner on UPI Infrastructure

PYMNTS.com 

Razorpay has launched its own Unified Payments Interface (UPI) infrastructure in partnership with Airtel Payments Bank. The new infrastructure, UPI Switch, boost success rates by 4% to 5%; handles up to 10,000 transactions per second at any given time; and enables five times faster access to UPI innovations for business, Razorpay said in a Wednesday (April 24) press release. “This […]

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Stripe Co-Founders Say They’re Building ‘Software-Defined Financial Services’

PYMNTS.com 

Today’s customers of the FinTech industry are no longer asking just for ways to accept online payments; they’re asking for “software-defined financial services.” So said Stripe co-founders Patrick Collison and John Collison Wednesday (April 24) during the opening keynote of the company’s annual user conference held in San Francisco. While they founded Stripe in 2009 to enable the acceptance of online […]

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