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PYMNTS.com
Апрель
2024

Новости за 26.04.2024

Trove CEO: Consumers Look to Brands for Streamlined Resale Experiences

PYMNTS.com 

Tired of proverbially picking their way through online resale marketplaces, consumers are looking for more streamlined secondhand shopping experiences that more closely resemble the ease and simplicity of buying new. In an interview with PYMNTS, Gayle Tait, CEO of Trove, a white-label resale platform for brands, said consumers are looking for branded secondhand shops to […]

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44% of Consumers Need 2 to 4 Prompts to Act on Card-Linked Offers

PYMNTS.com 

Card-linked offers — those special promotions designed to encourage consumers to use their credit and debit cards at specific locations or for specific items — are used by about 2 in 5 cardholders. As PYMNTS Intelligence found in researching “Card-Linked Offer Growth Hinges on First-Time Users,” a report completed in collaboration with Banyan, only 22% […]

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California Uber Drivers Reap $1 Billion in Benefits Since 2020

PYMNTS.com 

Uber says it has made an investment exceeding $1 billion in benefits for its California drivers and couriers since 2020. This investment is aimed at enhancing the working conditions and overall well-being of its vast network of drivers and couriers across the state, the company said in a Thursday (April 26) blog post. The initiative […]

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ByteDance Says It ‘Doesn’t Have Any Plan to Sell TikTok’

PYMNTS.com 

ByteDance reportedly will not sell its U.S. TikTok business, even if it loses its legal battle in the United States. The company said late Thursday (April 25) in a post on another app that it owns, Toutiao, that reports it was considering a sale “are untrue,” the Wall Street Journal (WSJ) reported Friday (April 26). This report comes two days after […]

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Amazon Announces Prime Day’s Return as Shoppers Flock to Seasonal Deals

PYMNTS.com 

With consumer spending increasingly motivated by deals and seasonality, Amazon is gearing up for its tenth-ever Prime Day savings event, as Doug Herrington, CEO of Worldwide Amazon Stores, announced via LinkedIn Friday (April 26). “Last year, we had our biggest Prime Day in our company’s history: Prime members purchased more than 375 million items worldwide […]

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Banks Need ‘Change Management Checklist’ in Battle Against Fraud

PYMNTS.com 

Artificial intelligence (AI) holds the promise to transform all manner of industries — helping banks, in particular, improve their anti-money laundering (AML) efforts. But as Chris Caruana, VP of Strategy at Hawk:AI, Ramon Ramirez, director of AML/KYC Operations at Western Alliance Bancorporation, and Miguel Navarro, head of Client Identity Verification and Authentication at KeyBank, told […]

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Card-Linked Offers Shape Data Access and Personalized Offers for Restaurants

PYMNTS.com 

With Small Business Week coming up April 29, it’s a good time to focus on the restaurant sector, because according to industry data, 90% of restaurants meet the criteria. In fact, 70% of them are single-unit operations. And when you’re dealing with the changing dining and payment preferences of the consumer, restaurants need to get as much data and […]

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Customer Data, Technology Unlock Profitability Amid Uncertainty

PYMNTS.com 

Companies can leverage customer data and use technology to prosper in uncertain times, i2c Global Head of Operations John Bresnahan writes in the new PYMNTS eBook, “The Implications of Uncertainty.”   The direction of the United States and world economies is uncertain and geopolitical risks seem to be growing. What are financial institutions to do […]

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Study Finds Only Half of Consumers Satisfied With Embedded Lending Options

PYMNTS.com 

Lenders in key global markets offer an ever-increasing range of consumer credit products. Still, consumers express dissatisfaction with the current options. Just 50% of consumers across six major economies are highly satisfied, with rates in Australia and Japan particularly low. While younger individuals tend to be more satisfied than their older peers, just 60% of […]

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Capital One CEO Calls Discover Deal ‘Singular Opportunity’

PYMNTS.com 

Capital One’s first quarter results showed consumers continue to spend on their cards — and management touted the benefits of the proposed $35 billion buyout of Discover Financial Services. Purchase volume on its cards was up 6% year over year to $146.6 billion, but was 7% below the fourth quarter of 2023. The company’s supplementals […]

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Snap Reports Augmented Reality Drives User Engagement, Brand Advertising

PYMNTS.com 

Snapchat parent company Snap believes that augmented reality (AR) will be “one of the most meaningful advancements in computing that the world has ever seen.” Evan Spiegel, CEO of Snap, said this Thursday (April 25) during the company’s quarterly earnings call. He said that Snap considers AR to be one of the company’s three strategic priorities, alongside revenue […]

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The Future of AI? RAG Combines Language and Search

PYMNTS.com 

As experts hint at the nearing technical limits of large language models (LLMs), the spotlight turns to retrieval-augmented generation (RAG) — a promising advancement that could redefine artificial intelligence (AI) by merging information retrieval with natural language generation. LLMs have led AI technology and improved various applications. However, their tendency to generate false information has limited […]

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Robo-Forklifts Rev Up Walmart’s Warehouses

PYMNTS.com 

In Walmart’s sprawling distribution centers, a quiet change is underway. The retail behemoth is preparing to deploy a fleet of 19 autonomous electric forklifts across four of its facilities, marking a significant step forward in integrating AI-powered robots into industrial settings.   As these machines take on the repetitive and strenuous tasks of moving goods, they offer a glimpse into a future […]

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Report: ByteDance to Shut Down TikTok If Legal Efforts Fail

PYMNTS.com 

TikTok owner ByteDance would reportedly rather shut down the social media platform than sell it. That’s what the firm plans to do if it is unsuccessful in its legal efforts to fight legislation that would ban TikTok from app stores in the United States if it is not sold, Reuters reported Thursday (April 25), citing unnamed sources. ByteDance considers TikTok’s […]

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FTC Files Complaint Against Doxo, Alleging Misleading Ads

PYMNTS.com 

The Federal Trade Commission (FTC) is taking action against doxo, saying the bill payment company misleads consumers and tacks on junk fees. The agency filed a federal court complaint alleging that doxo violated the FTC Act, the Restore Online Shoppers’ Confidence Act and the Gramm-Leach-Bliley Act, the FTC said in a Thursday (April 25) press release. “Doxo intercepted consumers trying to reach their billers and […]

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OneShield and One Inc Partner on Insurance Industry Payment Solution

PYMNTS.com 

OneShield has partnered with One Inc to deliver a digital payment solution for the insurance industry. One Inc’s payment product integrations designed for the insurance industry will now be accessible through OneShield’s customer-facing marketplace of insurance technology solutions, the companies said in a Thursday (April 25) press release. “With One Inc’s industry-leading payment solutions now available in the OneShield marketplace, we can […]

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